Cincinnati Financial financials
$161.13−0.49%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $12.63B | $11.34B | $10.01B | $6.56B | $9.63B | $7.54B | $7.92B | $5.41B | $5.73B | $5.45B |
| Gross profit | $3.07B | $2.94B | $2.35B | -$618.0M | $3.77B | $3.40B | $4.29B | $1.92B | $2.34B | $2.34B |
| Gross margin | 24.3% | 26.0% | 23.5% | −9.4% | 39.2% | 45.1% | 54.1% | 35.5% | 40.9% | 43.0% |
| Operating income | $3.03B | $2.91B | $2.33B | -$641.0M | $3.75B | $1.55B | $2.52B | $304.0M | $783.0M | $865.0M |
| Net income | $2.39B | $2.29B | $1.84B | -$487.0M | $2.97B | $1.22B | $2.00B | $287.0M | $1.04B | $591.0M |
| Net margin | 18.9% | 20.2% | 18.4% | −7.4% | 30.8% | 16.1% | 25.2% | 5.3% | 18.2% | 10.8% |
| Diluted EPS | $15.17 | $14.53 | $11.66 | $-3.06 | $18.24 | $7.49 | $12.10 | $1.75 | $6.29 | $3.55 |
| EBITDA | $3.20B | $3.04B | $2.44B | -$514.0M | $3.87B | $1.66B | $2.60B | $367.0M | $838.0M | $913.0M |
| Operating cash flow | $3.11B | $2.65B | $2.05B | $2.05B | $1.98B | $1.49B | $1.21B | $1.18B | $1.05B | $1.11B |
| Free cash flow | $3.09B | $2.63B | $2.03B | $2.04B | $1.97B | $1.47B | $1.18B | $1.16B | $1.04B | $1.10B |
| Diluted shares | 157.7M | 157.8M | 158.1M | 158.8M | 162.7M | 162.4M | 165.1M | 164.5M | 166.0M | 166.5M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.43B | $983.0M | $907.0M | $1.26B | $1.14B | $900.0M |
| Short-term investments | $981.0M | $952.0M | $925.0M | $892.0M | $959.0M | $952.0M |
| Total debt | $886.0M | $875.0M | $874.0M | $891.0M | $897.0M | $899.0M |
| Total assets | $41.00B | $36.50B | $32.77B | $29.73B | $31.39B | $27.54B |
| Total liabilities | $25.09B | $22.57B | $20.67B | $19.17B | $18.28B | $16.75B |
| Shareholders' equity | $15.91B | $13.94B | $12.10B | $10.56B | $13.11B | $10.79B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology