Coastal Financial financials
$39.98+6.49%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $661.2M | $705.0M | $527.3M | $315.1M | $111.2M | $71.2M | $56.8M | $44.2M |
| Gross profit | $541.7M | $581.2M | $435.7M | $294.7M | $107.6M | $65.6M | $50.3M | $40.3M |
| Gross margin | 81.9% | 82.4% | 82.6% | 93.5% | 96.7% | 92.1% | 88.4% | 91.1% |
| Operating income | $61.2M | $57.3M | $57.1M | $50.6M | $34.4M | $19.1M | $16.7M | $12.2M |
| Net income | $47.0M | $45.2M | $44.6M | $40.6M | $27.0M | $15.1M | $13.2M | $9.7M |
| Net margin | 7.1% | 6.4% | 8.5% | 12.9% | 24.3% | 21.3% | 23.2% | 21.9% |
| Diluted EPS | $3.06 | $3.26 | $3.27 | $3.01 | $2.16 | $1.24 | $1.08 | $0.91 |
| EBITDA | $61.2M | $57.3M | $57.1M | $50.6M | $34.4M | $19.1M | $16.7M | $12.2M |
| Operating cash flow | $254.6M | $259.8M | $191.5M | $67.1M | $29.8M | $19.3M | $13.7M | $14.4M |
| Free cash flow | $246.1M | $249.9M | $185.3M | $64.3M | $27.3M | $14.0M | $12.5M | $13.3M |
| Diluted shares | 15.4M | 13.9M | 13.6M | 13.5M | 12.5M | 12.2M | 12.2M | 10.6M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $34.2M | $36.5M | $31.3M | $32.7M | $14.5M | $19.0M |
| Short-term investments | $763.8M | $474.1M | $612.4M | $418.3M | $843.8M | $173.5M |
| Total debt | $48.0M | $47.9M | $47.7M | $47.6M | $52.9M | $192.3M |
| Total assets | $4.74B | $4.12B | $3.75B | $3.14B | $2.64B | $1.77B |
| Total liabilities | $4.25B | $3.68B | $3.46B | $2.90B | $2.43B | $1.63B |
| Shareholders' equity | $491.0M | $438.7M | $295.0M | $243.5M | $201.2M | $140.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology