NASDAQ · CBNKFinancialsBanking & Credit

Capital Bancorp financials

$35.65−1.30%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
FY20
Dec 31
FY19
Dec 31
FY18
Dec 31
Revenue$310.1M$244.7M$208.2M$180.0M$173.9M$147.4M$107.9M$85.3M
Gross profit$245.2M$186.2M$166.5M$170.0M$167.3M$134.2M$92.0M$74.0M
Gross margin79.1%76.1%80.0%94.4%96.2%91.1%85.3%86.8%
Operating income$74.9M$41.8M$46.2M$54.2M$53.9M$35.1M$22.7M$17.7M
Net income$57.2M$31.0M$35.9M$41.8M$40.0M$25.8M$16.9M$12.8M
Net margin18.4%12.7%17.2%23.2%23.0%17.5%15.7%15.0%
Diluted EPS$3.41$2.12$2.55$2.91$2.84$1.87$1.21$1.02
EBITDA$78.3M$45.8M$46.2M$54.2M$53.9M$35.1M$22.7M$17.7M
Operating cash flow$69.7M$34.9M$47.4M$51.4M$132.1M$5.5M-$27.2M$28.3M
Free cash flow$67.3M$32.8M$45.3M$49.8M$132.1M$5.2M-$27.5M$26.6M
Diluted shares16.8M14.6M14.1M14.4M14.1M13.8M14.0M12.5M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$30.9M$25.4M$14.5M$20.0M$42.9M$18.5M
Short-term investments$463.2M$408.0M$252.1M$320.3M$332.2M$232.2M
Total debt$52.1M$34.1M$49.1M$119.1M$34.1M$36.0M
Total assets$3.61B$3.21B$2.23B$2.12B$2.06B$1.88B
Total liabilities$3.20B$2.85B$1.97B$1.90B$1.86B$1.72B
Shareholders' equity$401.8M$355.1M$254.9M$224.0M$197.9M$159.3M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology