CB Financial Services, Inc. (PA) financials
$37.59+1.48%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $68.7M | $81.6M | $86.2M | $57.5M | $59.8M | $56.9M | $59.6M | $52.0M | $40.2M | $39.4M |
| Gross profit | $43.5M | $51.6M | $68.6M | $52.8M | $56.4M | $51.4M | $51.7M | $46.0M | $36.9M | $36.5M |
| Gross margin | 63.4% | 63.2% | 79.5% | 91.7% | 94.3% | 90.2% | 86.8% | 88.6% | 91.6% | 92.7% |
| Operating income | $5.3M | $15.3M | $30.3M | $14.1M | $14.7M | -$9.4M | $16.1M | $8.6M | $9.8M | $10.7M |
| Net income | $4.9M | $12.6M | $22.6M | $11.2M | $11.6M | -$10.6M | $14.3M | $7.1M | $6.9M | $7.6M |
| Net margin | 7.1% | 15.4% | 26.1% | 19.5% | 19.3% | −18.7% | 24.0% | 13.6% | 17.3% | 19.2% |
| Diluted EPS | $0.92 | $2.38 | $4.40 | $2.18 | $2.15 | $-1.97 | $2.63 | $1.40 | $1.69 | $1.86 |
| EBITDA | $5.3M | $15.3M | $30.3M | $14.1M | $18.2M | $10.4M | $16.1M | $9.4M | $10.2M | $10.7M |
| Operating cash flow | $17.8M | $6.8M | $14.2M | $14.2M | $25.4M | $14.1M | $17.9M | $13.7M | $11.6M | $10.6M |
| Free cash flow | $17.2M | $4.4M | $11.0M | $14.1M | $23.9M | $13.8M | $17.8M | $9.2M | $7.8M | $8.0M |
| Diluted shares | 5.3M | 5.3M | 5.1M | 5.1M | 5.4M | 5.4M | 5.4M | 5.0M | 4.1M | 4.1M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $13.3M | $10.2M | $5.8M | $20.7M | $55.7M | $15.3M |
| Short-term investments | $298.3M | $301.5M | $269.5M | $273.0M | $288.9M | $291.0M |
| Total debt | $34.8M | $34.7M | $34.7M | $22.7M | $56.9M | $49.1M |
| Total assets | $1.55B | $1.48B | $1.46B | $1.41B | $1.43B | $1.42B |
| Total liabilities | $1.39B | $1.33B | $1.32B | $1.30B | $1.29B | $1.28B |
| Shareholders' equity | $157.5M | $147.4M | $139.8M | $110.2M | $133.1M | $134.5M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology