Pathward Financial financials
$71.57−1.00%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q3 '26 Jun 30 | Q2 '26 Mar 31 | Q1 '26 Dec 31 | Q4 '25 Sep 30 | Q3 '25 Jun 30 | Q2 '25 Mar 31 | Q1 '25 Dec 31 | Q4 '24 Sep 30 | Q3 '24 Jun 30 | Q2 '24 Mar 31 | Q1 '24 Dec 31 | Q4 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $190.8M | $282.1M | $175.0M | $188.2M | $197.0M | $280.5M | $185.7M | $183.4M | $191.7M | $266.0M | $177.6M | $165.7M |
| Gross profit | $189.6M | $276.3M | $173.1M | $186.7M | $195.8M | $274.8M | $182.6M | $179.5M | $188.6M | $257.6M | $171.7M | $161.0M |
| Gross margin | 99.4% | 98.0% | 98.9% | 99.2% | 99.4% | 98.0% | 98.3% | 97.9% | 98.4% | 96.8% | 96.7% | 97.2% |
| Operating income | $32.2M | $87.2M | $42.7M | $48.4M | $47.2M | $91.4M | $36.2M | $37.5M | $51.2M | $87.1M | $42.9M | $33.7M |
| Net income | $28.9M | $72.8M | $35.2M | $38.7M | $42.0M | $74.7M | $30.0M | $33.2M | $44.4M | $69.4M | $34.6M | $35.4M |
| Net margin | 15.2% | 25.8% | 20.1% | 20.5% | 21.3% | 26.6% | 16.1% | 18.1% | 23.2% | 26.1% | 19.5% | 21.3% |
| Diluted EPS | $1.37 | $3.35 | $1.57 | $1.69 | $1.81 | $3.14 | $1.23 | $1.34 | $1.78 | $2.74 | $1.34 | $1.36 |
| EBITDA | $32.4M | $87.2M | $42.7M | $51.7M | $48.2M | $92.9M | $36.2M | $37.5M | $52.2M | $89.1M | $42.9M | $33.7M |
| Operating cash flow | $52.0M | $232.9M | $108.3M | $303.7M | $30.4M | $188.3M | -$71.7M | $143.1M | $113.2M | $203.0M | $29.5M | $114.5M |
| Free cash flow | $23.2M | $193.8M | $61.1M | $218.2M | $14.2M | $153.4M | -$120.9M | $95.7M | $64.9M | $136.3M | -$75.2M | $48.5M |
| Diluted shares | 21.2M | 21.7M | 22.4M | 22.9M | 23.1M | 23.8M | 24.3M | 24.7M | 25.0M | 25.3M | 25.8M | 26.0M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $149.4M | $157.6M | $331.2M | $120.6M | $258.3M | $254.2M |
| Short-term investments | $1.28B | $1.32B | $1.36B | $1.38B | $1.43B | $1.47B |
| Total debt | $201.0M | $59.5M | $33.5M | $42.5M | $148.4M | $33.4M |
| Total assets | $7.31B | $7.11B | $7.56B | $7.17B | $7.23B | $6.99B |
| Total liabilities | $6.46B | $6.26B | $6.71B | $6.31B | $6.41B | $6.18B |
| Shareholders' equity | $851.1M | $850.7M | $853.7M | $857.5M | $818.1M | $814.0M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology