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NASDAQ · CACCFinancialsBanking & Credit

Credit Acceptance Corp (CACC)

$498.68+3.75%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$498.68▲ 16.04% in range
Nov 4, 2025Low $411.04 · High $657.20Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

Credit Acceptance closed at $498.68 on Nov 4, up 3.75%, 24.1% below its 52-week closing high. Volume of 240.2K shares was 2.30× its 20-day average (well above normal).

Split-adjusted performance: -7.1% over one month, -7.6% over six months, +9.1% over one year.

In the quarter ended Sep 30, 2026, revenue was $594.60M, up 2.1% from a year earlier, with a net margin of -9.5%.

Short interest was 1.0M shares at the Oct 15 settlement, up 5.1% from the prior report (16.3% of float, 10.7 days to cover).

Market cap$5.06B10.1M shares
Revenue · quarter$594.6M+2.1% YoY
Diluted EPS$-5.43−157.6% YoY
P/E · TTM15.0×P/S 2.2×
Net margin-9.5%Gross 82.0%
Dividend yieldNone
52-week range411.04 – 657.20−24.1% from high
Volume240.2K2.30× 20-day avg
Volatility · 60d52.5%Annualised
Short % of float16.3%10.7 days to cover
Net cash-$6.50BCash $647.3M
Next earnings—Not scheduled
Split-adjusted performance
1W −8.5%1M −7.1%3M −14.2%6M −7.6%YTD +12.5%1Y +9.1%3Y +25.6%5Y −15.3%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum20
Revenue growth36
Net margin12
Value (low P/E)25
Size85

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short1.0M+5.1% vs prior
Days to cover10.7Settled Oct 15
% of float16.3%
Short vol. 10d59.2%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
CACCCredit Acceptance$498.68+3.75%−7.6%+2.1%−9.5%15.0$5.06B
FIGRFigure Technology Solutions$23.02+4.16%−39.4%—43.5%—$5.17BCompare
EBCEastern Bankshares$23.31+2.69%+15.1%+26.5%25.8%14.2$5.33BCompare
AXAxos Financial$94.57+1.62%+7.4%+16.0%22.3%10.9$5.37BCompare
TFSLTFS Financial$16.71+1.64%+10.7%+5.8%14.5%45.7$4.66BCompare
FULTFulton Financial$24.31+2.06%+11.6%+7.5%19.7%12.0$4.64BCompare
SFBSServisFirst Bancshares$41.88+2.52%+5.1%+6.4%32.6%14.3$4.58BCompare
NNINelnet$127.58+4.11%−9.2%−22.9%12.8%15.1$4.56BCompare
FLGFlagstar Bank, National Association$10.96+3.98%−23.8%−13.8%2.5%303.3$4.55BCompare

News about Credit Acceptance

All news →
Credit Acceptance Sinks 19.3% Post Q3 Earnings: What's Hurting CACC?Zacks Investment Research · 2d ago▼ NegativeCredit Acceptance Announces Leadership Changes to Advance Digital-First StrategyGlobeNewswire Inc. · Jul 27, 2026▲ Positive

Quick answers

What does Credit Acceptance do?
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S.
What is CACC's market cap?
$5.06B, based on the Nov 4 close of $498.68.
What is CACC's P/E ratio?
15.0× trailing-twelve-month earnings of $337.10M.
Does Credit Acceptance pay a dividend?
No regular cash dividend has been paid in the last year.
How much of CACC is sold short?
1.0M shares, 16.3% of float, as of Oct 15, 2026.
What sector is CACC in?
Financials, in the Banking & Credit industry.

About Credit Acceptance

Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.

HQ: Southfield, MI2,314 employeesListed Jun 5, 1992creditacceptance.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology