NYSE · BNSFinancialsBanking & Credit

Bank of Nova Scotia financials

$92.75−0.78%
Close Sep 28, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Oct 31
FY24
Oct 31
FY23
Oct 31
FY22
Oct 31
FY21
Oct 31
FY20
Oct 31
FY19
Oct 31
FY18
Oct 31
FY17
Oct 31
FY16
Oct 31
Revenue$52.53B$54.60B$51.00B$34.42B$31.72B$32.81B$35.42B$30.89B$27.96B$25.54B
Gross profit$26.86B$24.16B$23.21B$23.08B$25.24B$23.51B$23.57B$21.87B$21.06B$19.64B
Gross margin51.1%44.3%45.5%67.0%79.6%71.7%66.5%70.8%75.3%76.9%
Operating income$7.48B$7.12B$6.97B$9.50B$10.36B$6.30B$8.56B$8.44B$7.97B$7.00B
Net income$5.18B$5.23B$4.99B$7.09B$7.58B$4.94B$6.23B$6.35B$6.11B$5.21B
Net margin9.9%9.6%9.8%20.6%23.9%15.1%17.6%20.6%21.8%20.4%
Diluted EPS$4.03$4.21$4.12$5.89$6.22$3.98$5.07$5.18$5.03$4.30
EBITDA$7.48B$7.12B$6.97B$9.50B$10.36B$6.30B$8.56B$8.44B$7.97B$7.00B
Operating cash flow$3.85B$11.23B$22.86B$12.45B-$10.34B$42.52B-$9.13B$13.54B$12.86B$3.38B
Free cash flow$3.60B$10.88B$22.54B$12.03B-$10.72B$41.94B-$9.27B$13.22B$12.86B$3.12B
Diluted shares1,248.0M1,232.0M1,204.0M1,208.0M1,225.0M1,243.0M1,251.0M1,229.0M1,223.0M1,226.0M

Balance sheet

Period endOct 31Oct 31Oct 31Oct 31Oct 31Oct 31
Cash & equivalents$46.94B$45.83B$65.08B$48.40B$69.71B$57.37B
Short-term investments$363.99B$348.01B$315.16B$294.63B$284.14B$263.71B
Total debt$66.15B$56.85B$52.51B$52.40B$103.83B$43.68B
Total assets$1.04T$1.01T$1.02T$991.19B$956.82B$852.75B
Total liabilities$975.95B$953.03B$960.19B$936.29B$897.96B$799.85B
Shareholders' equity$63.04B$60.34B$56.62B$54.91B$58.86B$52.90B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology