Bank of Montreal financials
$169.61−0.90%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Oct 31 | FY24 Oct 31 | FY23 Oct 31 | FY22 Oct 31 | FY21 Oct 31 | FY20 Oct 31 | FY19 Oct 31 | FY18 Oct 31 | FY17 Oct 31 | FY16 Oct 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $55.74B | $56.92B | $47.67B | $32.85B | $26.46B | $25.91B | $29.42B | $24.70B | $21.91B | $19.08B |
| Gross profit | $25.81B | $23.54B | $21.08B | $24.76B | $21.95B | $18.90B | $19.35B | $17.41B | $17.15B | $15.72B |
| Gross margin | 46.3% | 41.3% | 44.2% | 75.4% | 83.0% | 72.9% | 65.8% | 70.5% | 78.3% | 82.4% |
| Operating income | $8.22B | $6.84B | $4.29B | $13.14B | $8.28B | $4.76B | $5.52B | $5.63B | $5.14B | $4.27B |
| Net income | $5.89B | $4.97B | $2.95B | $9.77B | $6.06B | $3.64B | $4.21B | $4.00B | $4.00B | $3.33B |
| Net margin | 10.6% | 8.7% | 6.2% | 29.8% | 22.9% | 14.0% | 14.3% | 16.2% | 18.2% | 17.5% |
| Diluted EPS | $162.82 | $136.50 | $83.01 | $2936.66 | $1870.28 | $1133.03 | $1315.28 | $1241.80 | $1225.60 | $1031.50 |
| EBITDA | $8.22B | $6.84B | $4.29B | $13.14B | $8.28B | $4.76B | $5.52B | $5.63B | $5.14B | $4.27B |
| Operating cash flow | $7.29B | $19.16B | $6.91B | $3.64B | $35.57B | $38.14B | $22.25B | $13.61B | $2.26B | -$2.03B |
| Free cash flow | $6.06B | $18.04B | $5.70B | $3.07B | $35.18B | $37.85B | $21.89B | $13.36B | $2.02B | -$2.20B |
| Diluted shares | 36.2M | 36.4M | 35.5M | 3.3M | 3.2M | 3.2M | 3.2M | 3.2M | 3.3M | 3.2M |
Balance sheet
| Period end | Oct 31 | Oct 31 | Oct 31 | Oct 31 | Oct 31 | Oct 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $48.02B | $46.72B | $56.16B | $64.25B | $75.31B | $43.08B |
| Short-term investments | $395.47B | $367.03B | $316.96B | $288.08B | $281.46B | $266.51B |
| Total debt | $42.74B | $34.84B | $25.45B | $25.87B | $26.15B | $26.49B |
| Total assets | $1.05T | $1.01T | $970.66B | $836.78B | $798.00B | $712.28B |
| Total liabilities | $988.22B | $951.17B | $915.81B | $784.60B | $751.55B | $669.82B |
| Shareholders' equity | $62.69B | $60.49B | $54.85B | $52.18B | $46.45B | $42.46B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology