Management provided solid guidance with 8.5% consolidated loan growth, double-digit growth in core Peruvian businesses (BCP/Mibanco at ~11%), improving asset quality, stable NIM outlook, low double-digit fee income growth, and commitment to increasing ordinary dividends. The company is well-capitalized and executing on digital strategy with Yape expansion. Bolivia currency headwinds are a known and quantified risk already factored into guidance.
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