Banc of California financials
$17.30−2.04%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.82B | $1.89B | $1.52B | $1.63B | $1.35B | $282.7M | $403.2M | $446.7M | $433.9M | $468.5M |
| Gross profit | $1.12B | $1.00B | $298.8M | $1.37B | $1.30B | $216.7M | $260.3M | $310.0M | $348.9M | $409.0M |
| Gross margin | 61.6% | 53.1% | 19.6% | 83.7% | 95.9% | 76.6% | 64.5% | 69.4% | 80.4% | 87.3% |
| Operating income | $313.1M | $168.7M | -$2.21B | $567.6M | $822.3M | $14.4M | $28.0M | $47.0M | $26.9M | $100.5M |
| Net income | $189.2M | $87.1M | -$1.94B | $396.8M | $596.7M | -$1.1M | $2.6M | $22.9M | $36.1M | $92.5M |
| Net margin | 10.4% | 4.6% | −127.3% | 24.3% | 44.1% | −0.4% | 0.7% | 5.1% | 8.3% | 19.7% |
| Diluted EPS | $1.17 | $0.52 | $-22.71 | $5.14 | $7.76 | $-0.02 | $0.05 | $0.45 | $0.71 | $1.94 |
| EBITDA | $313.1M | $154.5M | -$692.0M | $602.3M | $831.7M | $16.9M | $32.2M | $51.4M | $32.6M | $101.2M |
| Operating cash flow | $255.6M | $77.4M | $135.8M | $702.0M | $503.0M | $76.9M | $75.4M | $158.6M | $579.3M | $18.1M |
| Free cash flow | $233.9M | $72.4M | $116.3M | $581.1M | $455.0M | $71.8M | $64.9M | $153.8M | $566.6M | -$26.5M |
| Diluted shares | 161.7M | 168.7M | 85.4M | 77.3M | 76.9M | 50.2M | 50.7M | 50.4M | 50.8M | 47.6M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $181.1M | $192.0M | $202.4M | $212.3M | $41.7M | $38.3M |
| Short-term investments | $7.05B | $7.01B | $9.94B | $9.17B | $1.55B | $1.49B |
| Total debt | $3.02B | $2.33B | $3.85B | $2.63B | $750.4M | $796.1M |
| Total assets | $34.80B | $33.54B | $38.53B | $41.23B | $9.39B | $7.88B |
| Total liabilities | $31.26B | $30.04B | $35.14B | $37.28B | $8.33B | $6.98B |
| Shareholders' equity | $3.54B | $3.50B | $3.39B | $3.95B | $1.07B | $897.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology