American Express financials
$305.40−0.30%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $21.59B | $20.88B | $21.04B | $20.56B | $19.93B | $18.93B | $19.22B | $18.78B | $18.40B | $17.81B | $17.75B | $17.18B |
| Gross profit | $19.64B | $18.91B | $18.98B | $18.43B | $17.86B | $16.97B | $17.18B | $16.64B | $16.33B | $15.80B | $15.80B | $15.38B |
| Gross margin | 90.9% | 90.6% | 90.2% | 89.6% | 89.6% | 89.6% | 89.4% | 88.6% | 88.8% | 88.7% | 89.0% | 89.5% |
| Operating income | $4.07B | $3.78B | $3.09B | $3.83B | $3.55B | $3.33B | $2.76B | $3.20B | $3.79B | $3.15B | $2.51B | $3.10B |
| Net income | $3.08B | $2.94B | $2.43B | $2.87B | $2.85B | $2.55B | $2.14B | $2.47B | $2.98B | $2.40B | $1.90B | $2.42B |
| Net margin | 14.2% | 14.1% | 11.5% | 14.0% | 14.3% | 13.5% | 11.1% | 13.2% | 16.2% | 13.5% | 10.7% | 14.1% |
| Diluted EPS | $4.53 | $4.28 | $3.52 | $4.14 | $4.08 | $3.64 | $3.04 | $3.49 | $4.15 | $3.33 | $2.62 | $3.30 |
| EBITDA | $4.07B | $3.78B | $3.09B | $3.83B | $3.55B | $3.33B | $2.76B | $3.20B | $3.79B | $3.15B | $8.17B | $3.10B |
| Operating cash flow | $5.37B | $3.80B | $3.07B | $6.23B | $4.36B | $4.76B | $5.78B | -$1.81B | $4.53B | $5.55B | $6.77B | $8.24B |
| Free cash flow | $4.47B | $2.65B | $2.35B | $5.58B | $3.75B | $4.33B | $5.28B | -$2.27B | $3.97B | $5.16B | $6.34B | $7.84B |
| Diluted shares | 679.0M | 686.0M | 690.0M | 693.0M | 699.0M | 702.0M | 704.0M | 709.0M | 717.0M | 722.0M | 726.0M | 733.0M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $3.45B | $3.19B | $3.56B | $3.23B | $3.12B | $3.02B |
| Short-term investments | $45.86B | $53.20B | $45.28B | $52.85B | $56.08B | $50.59B |
| Total debt | $59.05B | $60.44B | $57.76B | $59.23B | $59.70B | $52.80B |
| Total assets | $308.20B | $308.89B | $300.05B | $297.55B | $295.56B | $282.24B |
| Total liabilities | $273.92B | $274.90B | $266.58B | $265.13B | $263.25B | $251.04B |
| Shareholders' equity | $34.28B | $33.99B | $33.47B | $32.42B | $32.31B | $31.20B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology