NASDAQ · ATLCZFinancialsBanking & Credit

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 financials

$25.50−0.35%
Close Sep 28, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
Revenue$865.3M$576.5M
Gross profit$563.4M$416.3M
Gross margin65.1%72.2%
Operating income$159.7M$137.1M
Net income$111.8M$87.4M
Net margin12.9%15.2%
Diluted EPS$5.96$4.77
EBITDA$159.7M$137.1M
Operating cash flow$638.0M$469.4M
Free cash flow$632.9M$467.6M
Diluted shares19.2M18.8M

Balance sheet

Period endDec 31Dec 31
Cash & equivalents$621.1M$375.4M
Short-term investments$146.3M$124.2M
Total debt$6.52B$2.48B
Total assets$7.62B$3.27B
Total liabilities$6.98B$2.69B
Shareholders' equity$603.8M$579.4M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology