Amerant Bancorp financials
$29.13−0.58%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $676.0M | $605.5M | $636.1M | $406.1M | $368.5M | $334.0M | $370.1M | $363.2M |
| Gross profit | $439.3M | $335.9M | $414.0M | $333.9M | $325.8M | $263.0M | $270.2M | $272.9M |
| Gross margin | 65.0% | 55.5% | 65.1% | 82.2% | 88.4% | 78.7% | 73.0% | 75.1% |
| Operating income | $66.1M | -$24.1M | $41.3M | $78.6M | $144.0M | -$4.3M | $64.0M | $57.6M |
| Net income | $52.4M | -$15.8M | $32.5M | $63.3M | $112.9M | -$1.7M | $51.3M | $45.8M |
| Net margin | 7.8% | −2.6% | 5.1% | 15.6% | 30.6% | −0.5% | 13.9% | 12.6% |
| Diluted EPS | $1.26 | $-0.44 | $0.96 | $1.85 | $3.01 | $-0.04 | $1.20 | $1.08 |
| EBITDA | $73.6M | -$24.1M | $42.9M | $85.7M | $144.0M | -$4.3M | $64.0M | $57.6M |
| Operating cash flow | $137.0M | $82.2M | $26.7M | -$49.2M | $67.4M | $57.2M | $78.4M | $62.2M |
| Free cash flow | $130.6M | $75.0M | $16.3M | -$59.8M | $60.9M | $49.3M | $69.3M | $53.0M |
| Diluted shares | 41.7M | 35.8M | 33.7M | 34.1M | 37.5M | 41.7M | 42.9M | 42.5M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $53.5M | $63.6M | $47.2M | $19.5M | $33.7M | $30.2M |
| Short-term investments | $2.50B | $2.02B | $1.77B | $1.64B | $1.58B | $1.56B |
| Total debt | $806.0M | $898.6M | $798.2M | $2.71B | $2.53B | $2.76B |
| Total assets | $9.78B | $9.90B | $9.72B | $9.13B | $7.64B | $7.77B |
| Total liabilities | $8.84B | $9.01B | $8.98B | $8.42B | $6.81B | $6.99B |
| Shareholders' equity | $938.8M | $890.5M | $736.1M | $705.7M | $831.9M | $783.4M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology