American Coastal Insurance financials
$9.24−0.22%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $82.6M | $71.2M | $86.4M | $90.4M | $86.5M | $72.2M | $79.3M | $82.1M | $68.7M | $66.6M | $51.3M | $52.5M |
| Gross profit | $41.1M | $38.6M | $51.8M | $55.7M | $46.7M | $37.3M | $23.0M | $49.4M | $39.4M | $44.5M | $31.4M | $29.1M |
| Gross margin | 49.7% | 54.2% | 60.0% | 61.7% | 54.0% | 51.7% | 29.0% | 60.2% | 57.4% | 66.9% | 61.3% | 55.4% |
| Operating income | $30.8M | $27.9M | $39.9M | $44.4M | $38.9M | $27.8M | $11.7M | $39.1M | $27.5M | $33.3M | $21.8M | $21.0M |
| Net income | $21.9M | $19.3M | $26.6M | $32.5M | $26.4M | $21.3M | $4.9M | $28.1M | $19.1M | $23.6M | $14.3M | $10.6M |
| Net margin | 26.5% | 27.0% | 30.8% | 35.9% | 30.6% | 29.6% | 6.2% | 34.2% | 27.8% | 35.4% | 27.9% | 20.1% |
| Diluted EPS | $0.44 | $0.39 | $0.53 | $0.65 | $0.53 | $0.43 | $0.10 | $0.57 | $0.39 | $0.50 | $0.31 | $0.24 |
| EBITDA | $31.5M | $28.9M | $41.8M | $46.2M | $40.8M | $29.7M | $14.1M | $41.8M | $29.7M | $35.6M | $21.8M | $23.4M |
| Operating cash flow | $58.5M | -$5.7M | -$47.8M | -$35.6M | $127.9M | $26.4M | $1.6M | -$9.0M | $126.4M | $124.5M | $48.9M | $47.9M |
| Free cash flow | $58.3M | -$5.9M | -$47.8M | -$35.6M | $127.9M | $26.3M | $1.6M | -$9.0M | $126.4M | $124.5M | $48.9M | $47.9M |
| Diluted shares | 49.3M | 49.8M | 50.0M | 49.9M | 49.6M | 49.6M | 49.6M | 49.5M | 49.4M | 49.0M | 46.0M | 44.1M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $218.9M | $117.0M | $198.8M | $267.9M | $315.5M | $167.2M |
| Short-term investments | $98.3M | $121.9M | $94.1M | $91.3M | $91.7M | $65.9M |
| Total debt | $149.5M | $149.4M | $149.4M | $149.3M | $149.2M | $149.1M |
| Total assets | $1.24B | $997.0M | $1.07B | $1.18B | $1.35B | $1.16B |
| Total liabilities | $903.0M | $665.3M | $755.2M | $848.4M | $1.05B | $898.8M |
| Shareholders' equity | $340.8M | $331.7M | $317.6M | $330.4M | $292.3M | $260.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology