Ameris Bancorp financials
$80.47−1.20%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $439.1M | $421.7M | $419.9M | $431.3M | $416.5M | $397.8M | $415.3M | $424.9M | $436.0M | $395.3M | $388.5M | $393.7M |
| Gross profit | $326.0M | $314.4M | $307.1M | $314.2M | $300.7M | $285.9M | $290.8M | $283.8M | $300.6M | $267.3M | $262.3M | $270.9M |
| Gross margin | 74.2% | 74.5% | 73.1% | 72.9% | 72.2% | 71.9% | 70.0% | 66.8% | 68.9% | 67.6% | 67.5% | 68.8% |
| Operating income | $66.0M | $140.7M | $141.1M | $137.0M | $142.7M | $112.9M | $126.0M | $125.9M | $126.5M | $97.5M | $90.4M | $105.0M |
| Net income | $51.4M | $110.5M | $108.4M | $106.0M | $109.8M | $87.9M | $94.4M | $99.2M | $90.8M | $74.3M | $65.9M | $80.1M |
| Net margin | 11.7% | 26.2% | 25.8% | 24.6% | 26.4% | 22.1% | 22.7% | 23.4% | 20.8% | 18.8% | 17.0% | 20.3% |
| Diluted EPS | $0.77 | $1.63 | $1.59 | $1.54 | $1.60 | $1.27 | $1.36 | $1.44 | $1.32 | $1.08 | $0.95 | $1.16 |
| EBITDA | $149.4M | $141.2M | $142.0M | $137.8M | $143.5M | $113.7M | $127.3M | $125.8M | $127.3M | $97.5M | $90.4M | $105.0M |
| Operating cash flow | $79.4M | $257.1M | $107.0M | $104.9M | $61.4M | $116.9M | $130.5M | $102.2M | -$97.1M | $18.6M | $209.8M | $133.1M |
| Free cash flow | $70.8M | $249.4M | $101.2M | $100.5M | $53.7M | $114.3M | $126.1M | $99.8M | -$100.3M | $15.4M | $207.9M | $129.4M |
| Diluted shares | 67.1M | 67.8M | 68.3M | 68.7M | 68.8M | 69.0M | 69.2M | 69.1M | 69.0M | 69.0M | 69.1M | 69.0M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $237.4M | $235.1M | $253.8M | $216.9M | $249.7M | $253.3M |
| Short-term investments | $3.75B | $3.75B | $3.33B | $3.23B | $3.04B | $3.22B |
| Total debt | $1.39B | $1.02B | $692.3M | $470.9M | $510.0M | $409.6M |
| Total assets | $28.49B | $28.11B | $27.52B | $27.10B | $26.68B | $26.51B |
| Total liabilities | $24.40B | $24.03B | $23.44B | $23.08B | $22.76B | $22.69B |
| Shareholders' equity | $4.09B | $4.08B | $4.08B | $4.02B | $3.92B | $3.82B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology