Both in Banking & Credit

Citizens & Northern vs OppFi

Over the past year CZNC returned +44.8% and OPFI returned −42.4%; their daily moves had a correlation of 0.17.

CZNC +44.8% OPFI −42.4%Growth of $1, one year, split-adjusted
MetricCZNCOPFI
Price$28.03$5.62
Market cap$502.7M$478.9M
Today+0.75%−4.10%
1 month+11.3%−5.5%
6 months+24.7%−40.9%
Year to date+39.0%−46.3%
1 year+45.7%−45.8%
Revenue growth (YoY)+26.5%−14.0%
Gross margin76.7%100.0%
Net margin27.4%17.2%
P/E (TTM)19.9×—
Price / sales2.6×—
Net cash$409.3M-$212.1M
Dividend yield4.00%—
Volatility (60d)17.9%72.0%
Short % of float2.0%7.4%
Next earnings——

Shading marks the stronger figure where one clearly exists (lower is better for valuation and volatility).