Both in Banking & Credit
Citizens & Northern vs Farmers & Merchants Bancorp
Over the past year CZNC returned +44.8% and FMAO returned +52.4%; their daily moves had a correlation of 0.67.
CZNC +44.8% FMAO +52.4%Growth of $1, one year, split-adjusted
| Metric | CZNC | FMAO |
|---|---|---|
| Price | $28.03 | $36.42 |
| Market cap | $502.7M | $501.2M |
| Today | +0.75% | −1.86% |
| 1 month | +11.3% | +4.3% |
| 6 months | +24.7% | +33.7% |
| Year to date | +39.0% | +47.3% |
| 1 year | +45.7% | +58.3% |
| Revenue growth (YoY) | +26.5% | +6.2% |
| Gross margin | 76.7% | 67.1% |
| Net margin | 27.4% | 22.2% |
| P/E (TTM) | 19.9× | 11.9× |
| Price / sales | 2.6× | 2.5× |
| Net cash | $409.3M | $470.1M |
| Dividend yield | 4.00% | 2.64% |
| Volatility (60d) | 17.9% | 18.8% |
| Short % of float | 2.0% | 1.7% |
| Next earnings | — | — |
Shading marks the stronger figure where one clearly exists (lower is better for valuation and volatility).